· Citi Premier Pass Card: Earn 1 point for every 1 mile you fly, and 1 for every 1 mile friends / family fly on your ticket. Redeem points for cruises, hotels, car rentals, gift cards etc. Points don’t expire as long as you make at least 1 purchase every 3 years. Get a complimentary companion ticket when you buy a qualifying ticket. Redeem points with any airline without any blackout dates.

· Miles by Discover: Earn double miles up to 3000, in travel and restaurant purchases. Earn 1 mile for every dollar on all other purchases. Book without blackout dates or restrictions. When you sign up, you get 12000 bonus miles. No Annual Fee.

· American Express Gold Delta Sky Miles Credit Card: Earn 1 mile for every other eligible dollar spent. Earn up to 25000 bonus miles when you sign up. No annual fee 1^st year, then $95, or $45 if you qualify.

· Starwood Preferred Guest: Earn 1 point for every dollar spent, and double points for use at any Starwood properties or retail partners. Earn up to 25,000 Star points, which is enough for 6 free nights at a category 1 or 2 hotels. Use Star points for free nights and upgrades at 860 participating Starwood hotels in 95 countries without blackout dates including Sheraton, W, and Westin. No Annual Fee 1^st year, then $45 following years.

· Virgin Atlantic American Express Card from Bank of America: Earn 3 miles for every dollar spent on Virgin Atlantic purchases. Earn 1.5 miles for every dollar on retail purchases. Earn 20,000 bonus miles after 1^st retail purchase. In addition, earn up to 15,000 bonus miles upon 1 year anniversary, and 25,000 bonus miles for each additional card member added. Redeem miles with Virgin Atlantic or any other flying member partners. Annual Fee is $90.

Rates vary and have not been mentioned in this article. Even though all credit cards on this list offer competitive rates, the cards are on the list for the rewards they offer, such as: points, bonus points / miles, flexibility to book without blackout dates, free airline ticket / free nights, and zero or decent annual fees.

To compare features and rates on other credit cards, you can check at, www.creditcards.com

Which credit card do you like best to earn miles / points?

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